To apply, your credit score for the Capital One® Venture® Card should preferably be excellent. This option includes redeeming your miles for gift cards or purchases made via or PayPal. Cash Back and Gift Cardsįinally, you can request direct cash back instead of travel rewards, though this may cost you half the points’ value. We should also mention transaction fees are for the most part uniform across the partners. Refer to the following table for Capital One® partners and their current transfer ratios:Ĭapital Miles to Transfer Miles or Points RatioĪs you can see from the table, Venture® Credit Card does not boast US airline partners, so you should consider this option only if traveling abroad (the more frequently, the better). How you redeem transferred miles matters too. As mentioned earlier, Capital One® Venture® points’ value differs significantly depending on the airline or hotel partner program. You can also opt to transfer miles to one of the partner loyalty programs. The first option is to use your miles to book travel through Capital One® Rewards Center at 1 cent per mile, though this option is not the best for comparing prices, as you’re limited to Capital One’s pricing. Capital One Venture® Redemption OptionsĬapital One Venture® Rewards Card holders have several redemption options, as listed below. This feature makes this credit card stand out among many others that earn their holders rewards only on travel-related spending.įurthermore, renting a car or booking a hotel via Capital One Travel will earn you five miles for every $1 spent this benefit is unlimited. Holders of the Capital One® Venture® Card earn two miles per every $1 spent on travel-related and other purchases. Redemption is, therefore, a better option than carrying balances. The card doesn’t feature an introductory 0% APR, which means any balance you carry from month to month will incur costs and may even be neutralized.
Capital One® Venture® Rewards Credit Card's APR is 16.24%-24.24%, slightly above average. The APR (annual percentage rate) is the interest rate the company charges per year. The cash advance fee comes in at $10 or 3% of the cash advance amount, whichever is higher.The company doesn’t charge fees on balance transfers, including the transfer APR.However, spending at least $396 per month offsets the fee. Related FeesĬapital One® Venture® Rewards Credit Card’s price policy includes the following rules: The next best option is to use the mileage through Capital One Travel, at 1 cent apiece. The best way to redeem these miles is to transfer them to partners that value each mile at 1.85 cents. If this doesn’t sound great, you can check out other companies offering the best sign-up bonuses.
At 1 cent per mile, the total value of the sign-up bonus is $750. How Big Is the Sign-Up Bonus?Īs a new cardholder, you qualify for the sign-up bonus of 75,000 miles by spending at least $4,000 within the first three months of opening an account. Some partners value Capital One®'s rewards points at a 2:1 ratio on the other hand, exchanging them for cash back halves their value to 0.5 cents apiece. Though redemption options are ample, you should weigh them carefully, as the value of accrued miles varies significantly outside Capital One®.
Also, new cardholders qualify for a one-time sign-up bonus after spending at least $4,000 in the first three months.
The redemption options range from booking flights and hotels through Capital One® to transferring miles to partner loyalty programs and exchanging them for gift cards. The way the card works is easy to understand, its redemption options are flexible, and its welcome bonus is generous. The Venture rewards travel credit card allows its owners to earn miles consistently and easily amass enough for their next trip if they travel regularly. The website does not include reviews of every single company offering loan products, nor does itĬover all loan offers or types of financial products and services available. Please see the issuer’s website for current information. To affiliate partnerships information included in these reviews has been solely collected by Īnd has not been reviewed or provided by the issuer of this product or service. Our pages may include reviews of products or services for which we do not receive commission and are not tied Have no control over the personal opinions expressed by team members, whose job is to stay faithful to the Partnerships may affect where a particular product is listed within a review, but they don’t affect theį’s in-house writing team writes all the site’s content after in-depth research, and advertisers How and where the offers appear on the site can vary according to the partnership terms.
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